Sample site. Kestrel Insurance Group is an invented business, and every name, price and review here is invented too.
Why it is built this way ▾

The features a site in this trade needs. Each one is working somewhere on this sample:

  1. Line of business pickerHome, auto and business are separate searches and separate quote paths, so the homepage splits them at the top.
  2. Carriers named on the pageListing the carriers is the proof of independence. An agency that will not name them looks captive.
  3. A three-field quote startName, ZIP and phone, then a callback. Long quote forms lose people who are shopping in four tabs.
  4. What happens nextThree steps with a timeframe remove the fear of a week of phone tag.
  5. Claims testimonialsInsurance is judged at claim time, so the reviews on the page talk about claims being handled.
See the brief Get one built for your business →
Need to file a claim?Call (555) 010-7724
Get a quote
Home / Services / Umbrella insurance

Umbrella insurance

Extra liability coverage above your home and auto limits.

An umbrella policy adds liability coverage on top of your home and auto policies. A $1 million umbrella typically costs $250 to $400 a year for a household with two cars, and each additional million is usually less.

Umbrellas matter most for homeowners with teen drivers, pools, rental property or a trampoline in the yard. Most carriers require certain underlying limits on your auto and home policies, and we set those up at the same time.

What is included

  • $1 million to $5 million of coverage
  • Covers liability above home and auto limits
  • Rental properties and watercraft added
  • Underlying limits matched for you

Common questions

Who needs an umbrella policy?

Anyone with a home, savings or a teen driver is a candidate, since a serious lawsuit can exceed standard auto limits.

Can I buy an umbrella from a different carrier?

Sometimes, but most carriers want the home or auto policy too. Keeping them together also simplifies a claim.

Also offered

Other services

Home insurance

Typical premiums $1,900 to $3,200/yr

Homeowners, condo and renters coverage, quoted across our carriers.

Auto insurance

Full coverage typically $1,700 to $2,600/yr

Cars, trucks and teen drivers, compared across carriers.

Business insurance

Business owner policies from about $650/yr

General liability, property, workers comp and commercial auto.

Questions before you book?

Or call (555) 010-7724.

Get a quote
Call (555) 010-7724