Sample site. Kestrel Insurance Group is an invented business, and every name, price and review here is invented too.
Why it is built this way ▾

The features a site in this trade needs. Each one is working somewhere on this sample:

  1. Line of business pickerHome, auto and business are separate searches and separate quote paths, so the homepage splits them at the top.
  2. Carriers named on the pageListing the carriers is the proof of independence. An agency that will not name them looks captive.
  3. A three-field quote startName, ZIP and phone, then a callback. Long quote forms lose people who are shopping in four tabs.
  4. What happens nextThree steps with a timeframe remove the fear of a week of phone tag.
  5. Claims testimonialsInsurance is judged at claim time, so the reviews on the page talk about claims being handled.
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Home / Services / Life insurance

Life insurance

Term and permanent life for families with a mortgage or children.

A healthy 35-year-old can often get $500,000 of 20-year term coverage for around $25 a month, though the rate depends on health, age and the carrier's underwriting. Most families with a mortgage and young children look at term coverage of ten to twelve times annual income.

We compare term and permanent options from carriers including Protective and Banner Life, and we explain the difference in plain terms. Many term policies can be issued without a medical exam for younger, healthy applicants.

What is included

  • Term life for 10, 20 or 30 years
  • No-exam options for many applicants
  • Whole and universal life compared
  • Coverage for stay-at-home parents

Common questions

I have life insurance through work. Is that enough?

Workplace coverage often equals one or two years of salary and usually ends when you leave the job. Many families add a personal policy.

How long does approval take?

No-exam policies can be approved in days. Fully underwritten policies usually take three to six weeks.

Also offered

Other services

Home insurance

Typical premiums $1,900 to $3,200/yr

Homeowners, condo and renters coverage, quoted across our carriers.

Auto insurance

Full coverage typically $1,700 to $2,600/yr

Cars, trucks and teen drivers, compared across carriers.

Business insurance

Business owner policies from about $650/yr

General liability, property, workers comp and commercial auto.

Questions before you book?

Or call (555) 010-7724.

Get a quote
Call (555) 010-7724