Homeowners premiums for our clients in this area typically run $1,900 to $3,200 a year, depending on the home's age, roof, claims history and deductible. Hail and wind are the big drivers here, so we compare wind and hail deductibles along with the price.
We quote with Travelers, Safeco, Nationwide, Chubb and several regional carriers. Bundling home and auto usually lowers both. Final rates are set by the carrier's underwriting, and we tell you what each quote does and does not cover before you choose.
What is included
- Homeowners, condo and renters policies
- Wind and hail deductible compared on every quote
- Replacement cost on the dwelling
- Home and auto bundle discounts
- Renters from about $15 a month
Common questions
Does my policy cover flooding?
Standard homeowners policies exclude flood. We quote flood coverage separately through the NFIP or a private carrier.
Will a claim raise my premium?
It can, depending on the carrier and the type of claim. We talk it through before you file small claims.
Other services
Auto insurance
Cars, trucks and teen drivers, compared across carriers.
Business insurance
General liability, property, workers comp and commercial auto.
Life insurance
Term and permanent life for families with a mortgage or children.
Questions before you book?
Or call (555) 010-7724.