Sample site. Northpoint Wealth is an invented business, and every name, price and review here is invented too.
Why it is built this way ▾

The features a site in this trade needs. Each one is working somewhere on this sample:

  1. Fiduciary statementFee-only and fiduciary are the words prospects scan for, so they sit in the strip at the top of every page.
  2. Published fee schedulePeople who book an introduction have already seen the number, which makes the first call about planning.
  3. Fee calculatorThe schedule becomes a dollar figure for the visitor's own assets, with no returns projection anywhere on the page.
  4. Who this is forPre-retirees, business owners, physicians and heirs each get a page, so the right prospect sees their situation named.
  5. Advisor credentials up frontCFP certification and years in practice sit on the team cards and the about page.
  6. A short introduction formThree fields and a 20-minute call. Nobody hands over their savings from a web form.
See the brief Get one built for your business →
Fee-only fiduciaryNo commissions or product sales
Book an introduction
Home / Services / Retirement planning

Retirement planning

For people five years or less from retirement: income, drawdown order and taxes.

The five years before retirement decide a lot: when to claim Social Security, which accounts to draw from first, and whether Roth conversions make sense in the lower-income years. We build a written retirement income plan and review it with you every year.

Planning is included in the advisory fee. The plan uses assumptions about returns, inflation and life expectancy, and we show you a range of outcomes. No plan can promise a result, and investing involves risk, including the loss of principal.

What is included

  • Social Security claiming analysis
  • Withdrawal order across taxable, IRA and Roth accounts
  • Roth conversion planning in lower-income years
  • Medicare enrollment and IRMAA planning
  • Annual plan review in person or by video

Common questions

How much do I need to retire?

It depends on your spending, other income and taxes. The discovery meeting gives a first view once we have your numbers.

Do you sell annuities?

No. We do not sell any insurance or investment product. If an annuity suits your situation, we explain the options and you buy it directly.

Also offered

Other services

Investment management

0.90% on the first $1M

Diversified portfolios of low-cost funds, rebalanced and managed for taxes.

Planning for business owners

Included in the advisory fee

Exit planning, concentration risk and retirement plans for your company.

Planning for physicians and dentists

Included in the advisory fee

High income, a late start and student loans, planned together.

Questions before you book?

Or call (555) 010-6650.

Book an introduction
Call (555) 010-6650