Fee-only planning for families nearing retirement.
We work with households holding $500K to $10M in investable assets. Our fee is published below, we are paid only by clients, and we act as a fiduciary at all times.
- Fee-only fiduciary
- Published fee schedule
- CFP professionals
- Assets held at Charles Schwab
Services
Retirement planning
For people five years or less from retirement: income, drawdown order and taxes.
Investment management
Diversified portfolios of low-cost funds, rebalanced and managed for taxes.
Planning for business owners
Exit planning, concentration risk and retirement plans for your company.
Planning for physicians and dentists
High income, a late start and student loans, planned together.
Inherited wealth and trusts
Coordinating an inheritance, a trust and the tax rules that come with it.
From first call to done
A 20-minute introduction
A short call about what you are planning for. No documents needed and no obligation.
A discovery meeting
We look at your accounts, income, taxes and goals, and tell you plainly whether we are a good fit.
Your written plan
You receive a plan and a fee agreement to read at home. Nothing is moved until you sign.
What our fee comes to in dollars
Pick the assets you would have us manage to see the annual fee on our published schedule.
This calculator shows our fee only. It does not project investment returns. Fees are billed quarterly in arrears; your written advisory agreement sets the exact terms. Investing involves risk, including the loss of principal.
Recent planning work
Illustrations. Every job shown belongs to an invented business.
How we are paid
- 0.90% on the first $1M
- 0.70% on the next $2M
- 0.50% above $3M
- Billed quarterly in arrears
- No commissions, referral fees or product sales
What people say
“The fee was on the website, so we spent the whole first meeting on our retirement plans.”
“Grace never tried to sell us anything. When I asked about an annuity she walked through it and then told us why she thought we did not need one.”
“After my father died they sat with my sister and me, laid out the deadlines, and told us nothing had to happen that month.”
740 Greystone Rd, Suite 110
Halloway, NC · (555) 010-6650
Before you book
What does fee-only mean?
We are paid only by our clients, through the published advisory fee. We receive nothing from fund companies, insurers or anyone else.
Is there a minimum?
Most clients have $500K or more in investable assets. Physicians and dentists early in practice can start with a flat planning engagement.
Do I have to move my accounts?
For investment management, your accounts move to Charles Schwab in your own name. Planning-only clients keep their accounts where they are.
Can I leave if it is not working?
Yes, at any time with written notice. The fee is prorated to the day you leave and there are no exit charges from us.
Ready when you are.
Or call (555) 010-6650.