A healthy 35-year-old can often get $500,000 of 20-year term coverage for around $25 a month, though the rate depends on health, age and the carrier's underwriting. Most families with a mortgage and young children look at term coverage of ten to twelve times annual income.
We compare term and permanent options from carriers including Protective and Banner Life, and we explain the difference in plain terms. Many term policies can be issued without a medical exam for younger, healthy applicants.
What is included
- Term life for 10, 20 or 30 years
- No-exam options for many applicants
- Whole and universal life compared
- Coverage for stay-at-home parents
Questions about life insurance
I have life insurance through work. Is that enough?
Workplace coverage often equals one or two years of salary and usually ends when you leave the job. Many families add a personal policy.
How long does approval take?
No-exam policies can be approved in days. Fully underwritten policies usually take three to six weeks.
How booking life insurance works
Tell us what you are insuring
Start with your name, ZIP and phone. We call to fill in the rest, which takes about ten minutes.
Compare side by side
We quote across our carriers and send a comparison with coverage, deductibles and price, usually the same day.
Pick and switch
Once you choose, we bind the policy, set the start date and cancel your old one for you.
Other services
Home insurance
Homeowners, condo and renters coverage, quoted across our carriers.
Auto insurance
Cars, trucks and teen drivers, compared across carriers.
Business insurance
General liability, property, workers comp and commercial auto.
Questions before you book?
Or call (555) 010-7724.