Homeowners premiums for our clients in this area typically run $1,900 to $3,200 a year, depending on the home's age, roof, claims history and deductible. Hail and wind are the big drivers here, so we compare wind and hail deductibles along with the price.
We quote with Travelers, Safeco, Nationwide, Chubb and several regional carriers. Bundling home and auto usually lowers both. Final rates are set by the carrier's underwriting, and we tell you what each quote does and does not cover before you choose.
What is included
- Homeowners, condo and renters policies
- Wind and hail deductible compared on every quote
- Replacement cost on the dwelling
- Home and auto bundle discounts
- Renters from about $15 a month
Questions about home insurance
Does my policy cover flooding?
Standard homeowners policies exclude flood. We quote flood coverage separately through the NFIP or a private carrier.
Will a claim raise my premium?
It can, depending on the carrier and the type of claim. We talk it through before you file small claims.
How booking home insurance works
Tell us what you are insuring
Start with your name, ZIP and phone. We call to fill in the rest, which takes about ten minutes.
Compare side by side
We quote across our carriers and send a comparison with coverage, deductibles and price, usually the same day.
Pick and switch
Once you choose, we bind the policy, set the start date and cancel your old one for you.
Other services
Auto insurance
Cars, trucks and teen drivers, compared across carriers.
Business insurance
General liability, property, workers comp and commercial auto.
Life insurance
Term and permanent life for families with a mortgage or children.
Questions before you book?
Or call (555) 010-7724.