An umbrella policy adds liability coverage on top of your home and auto policies. A $1 million umbrella typically costs $250 to $400 a year for a household with two cars, and each additional million is usually less.
Umbrellas matter most for homeowners with teen drivers, pools, rental property or a trampoline in the yard. Most carriers require certain underlying limits on your auto and home policies, and we set those up at the same time.
What is included
- $1 million to $5 million of coverage
- Covers liability above home and auto limits
- Rental properties and watercraft added
- Underlying limits matched for you
Questions about umbrella insurance
Who needs an umbrella policy?
Anyone with a home, savings or a teen driver is a candidate, since a serious lawsuit can exceed standard auto limits.
Can I buy an umbrella from a different carrier?
Sometimes, but most carriers want the home or auto policy too. Keeping them together also simplifies a claim.
How booking umbrella insurance works
Tell us what you are insuring
Start with your name, ZIP and phone. We call to fill in the rest, which takes about ten minutes.
Compare side by side
We quote across our carriers and send a comparison with coverage, deductibles and price, usually the same day.
Pick and switch
Once you choose, we bind the policy, set the start date and cancel your old one for you.
Other services
Home insurance
Homeowners, condo and renters coverage, quoted across our carriers.
Auto insurance
Cars, trucks and teen drivers, compared across carriers.
Business insurance
General liability, property, workers comp and commercial auto.
Questions before you book?
Or call (555) 010-7724.