Full coverage for one vehicle typically runs $1,700 to $2,600 a year with our carriers, and adding a teen driver often raises a household premium by 50 to 100 percent. Different carriers price teen drivers differently, which is where shopping helps most.
We compare liability limits along with price. Missouri requires 25/50/25, and we usually suggest higher limits for homeowners because a serious accident can exceed the minimum quickly.
What is included
- Liability, collision and comprehensive
- Teen and new driver pricing compared
- Good student and safe driving discounts
- Classic and collector vehicles
- SR-22 filings
Questions about auto insurance
How much liability should I carry?
If you own a home, at least 100/300/100 is common, and an umbrella policy adds more on top.
Can I keep my car on my current policy while I switch?
Yes. We set the new policy to start the day the old one ends so there is no gap.
How booking auto insurance works
Tell us what you are insuring
Start with your name, ZIP and phone. We call to fill in the rest, which takes about ten minutes.
Compare side by side
We quote across our carriers and send a comparison with coverage, deductibles and price, usually the same day.
Pick and switch
Once you choose, we bind the policy, set the start date and cancel your old one for you.
Other services
Home insurance
Homeowners, condo and renters coverage, quoted across our carriers.
Business insurance
General liability, property, workers comp and commercial auto.
Life insurance
Term and permanent life for families with a mortgage or children.
Questions before you book?
Or call (555) 010-7724.